You are on a small boat some place in the Keys, anchored within swimming distance to the shore. A little Tiki bar at the beaches edge. A clear dogbone shaped pool next to the bar with bikini clad women on floaty things sunning themselves. Hemingwayesque gentleman sitting at the bar spinning yarns that only real men with a couple of cocktails under their belt can truly appreciate. Grass skirted and slightly cross-eyed barmaid, so good at the verbal fencing of "bar talk" that she is immedately on your list.
But... you just opened your eyes. And there is snow.